Откуда пошла информация о запрете создания из другого региона?

Заходим в оферту и видим:

3.1. All information provided during Account creation, and during the use of your Account, must be accurate and complete. We reserve the right to suspend, terminate or restrict any Account (including as stated in Section 12.2 of this Agreement) that uses or was created using false information, or that we determine was created or used for a purpose that violates this Agreement.

3.2. During Account creation you must select the country or region of your residence and in which your account will be registered in. Once your account is created, you will not be able to change the country or region code associated with your account.

3.3. All users should safeguard their Account sign-in ID ("PSN ID"), password, passkey, or other authenticating information and take steps to prevent access to your Account by other persons on any shared devices.

3.4. If we believe your Account has been compromised, we may take actions to protect you and SIE. Such actions may include resetting passwords or revoking passkeys; canceling subscriptions; suspending accounts or restricting Account activities or access. We may also upload updates to your PlayStation Devices to stop unauthorized use of your Account or prevent PlayStation Devices from connecting to PSN.

3.5. SIE has the right to deny the creation of any Account, for any reason, in its sole discretion.

3.6. We may request identifying documentation or information from you as part of your Account creation (or at any time thereafter) in order for you to create an Account or for us to provide certain offerings, functionality, or features to you; if we have a reasonable suspicion of fraud, illegal activity, that your Account may have been compromised, or that you or your Account is in violation of these terms; to avoid harm to SIE, its affiliates, licensors, or players; or as may be required by law. We reserve the right to suspend, terminate, or restrict your Account and PlayStation Device, and your participation in or access to offerings, functionality, or features, if you do not provide such documentation or information, or based on our review of such documentation and information.

Что меня смущает, это пункт 3.5 и информация про fraud.

Пункт 3.5 по правилам оферты работает только на запрет создания аккаунт, получается если аккаунт уже был создан и ИСПОЛЬЗУЕТСЯ, Sony не имеет права блокировать его.

Если переходить про fraud - я не нашел определения понятия fraud в оферте.

Если закреплять - никакого прямого запрета на создание акаунта из чужого региона нет, и все истории с банами с большой долей вероятности связаны с fraud, но каким fraud, неизвестно.